On-line Services

This page sets out the terms under which IFA Systems Ltd will set up and run a module offering on-line services through your website. It also clarifies what action is required on your part in order to complete the services offered.

Please read the text carefully: by ordering an OnLine Services package we will deem you to have accepted these Terms. A demo of this module can viewed on-line through the sample Infosites.

You can either order this module separately using the button on the left, or you can order it when you also order your chosen Infosite package.

If you would prefer us to send you a hard copy of these Terms and Conditions please contact us to request this and any other documents.

Terms and Conditions of Business for supply of the OnLine Services package

IFA Systems Ltd will set up an On-line Services module for use through your website, which will include the features listed below. The aim of this module is to offer execution-only services to visitors to your website, which will clearly be stated on the opening page. The relevant IDDs and Data Protection statements will be required during the setup process, for display above the relevant links.

The name of the organisation supplying each service will be clearly stated on the intro page for each service, with a warning notice about the limits of responsibility of the IFA whose website they are accessed through. Although information is offered to enable research/quote comparison, no guidance is meant to be offered through any of these links. If the client wishes to contact you after having read the information on your site you will then be in a position to offer advice on the usual terms.

You will need to set up accounts direct with the suppliers of services for life assurance, investment bonds, PMI, fund supermarkets and general insurance (see below for further details). The research facility for credit cards and loans will go through Moneyfacts.

Any unwanted services can be removed from the main page, although there will be no reduction on cost for services not taken up.

Services offered:

Life assurance: compare and buy Life Insurance products, including critical illness cover
Intro page outlining the service offered, linking to comparative quotation and application module powered by Webline or Exweb.

You need to contact either supplier to open an account with them, both of whom charge a fee of £10 + VAT pm for their service, which covers all the modules they offer.

We will link to their pages using the agency reference they will supply.

Commission will be paid direct to you from the supplier involved .

Investment Bonds – compare and buy investment bonds
Intro page outlining the service offered, linking to comparative quotation and application module powered by Webline.

Your Webline account will also cover for providing this module (see life assurance above).

We will link to details Webline will provide you with, with your agency reference embedded.

Commission will be paid direct to you from Webline.

Funds Supermarket: buy ISAs and Unit Trusts (UTs) on-line
We can set up links to Fidelity’s Funds Network.

Private Insurance and Business Insurance: all types of insurance available
Intro page outlining the areas covered, linking to quotation modules or quotation enquiries (if broked), handled by Ceta, (using their Ceta Premium service), or another provider of your choice.

You will need to register with your chosen provider, who will set up an agency for you: we will embed the referrer code into your site.

Commission will be paid direct to you from the supplier, who will also handle any claims made on any insurance so arranged.

Income Protection: compare rates for PHI
Intro page outlining the service offered, linking to comparative quotation module provided by Webline (see above).

We will link to the service from your site.

Commission will be paid direct to you from Webline at your normal rate.

Mortgage Sourcing: this is an optional extra, and enables your clients to research the whole market for the best deal to suit them, then enables them to apply on-line. The application comes to you to handle in the normal way.

This facility is provided by Orbiter - see separate page for more details. Please note that some Networks do not allow links to this module from their members' sites.

Personal Loans: compare and obtain quotes for a personal loan on-line
Intro page outlining the service offered, linking to comparative quotation module provided by Moneyfacts.

We will link to service from your site.

No commission generated

Credit Cards: compare rates and apply for credit card accounts on-line
Intro page outlining the service offered, linking to comparative quotation module provided by Moneyfacts.

We will link to service from your site.

No commission generated

Utilities switching: compare rates and apply on-line for gas, electricity, digital TV or home telephone
Intro page outlining the service offered, linking to comparative quotation module provided by USwitch.

We will link to service from your site.

No commission is paid for this service.

Compulsory Purchase Annuities: compare rates
Intro page outlining the service offered, linking to comparative quotation module provided by Webline (see above).

We will link to the service from your site.

Commission will be paid direct to you from Webline at your normal rate.

Integration with your website
The module can either be supplied for integration into an existing website provided by us, or can be supplied as part of the setting up of a complete website from our firm. We can also supply links to each of the above from separate pages of your site, but this is subject to an additional charge. For guide prices see our separate sheet on Website Addons.

Cross-selling
Where third parties are involved in handling any of the above applications through your website, IFA Systems have been assured that no cross-selling will occur from those third parties to your enquirers.

Compliance
We are used to working closely with the majority of Networks to obtain their approval to the intro pages for the above features, where they form part of your website. We will endeavour to use the relevant Regulatory Statements and warnings where applicable, but some Networks require differing warnings. Your module (and website if we are also setting that up for you) will be set up under an address known only to you and us, so you and your compliance officer can see it but the general public cannot. It will not be uploaded under the final URL until it has been approved by your compliance officer. Please note that certain Networks do not allow links to all the above modules from their members' sites.

Costs and payment
The setup cost of an IFA Infosite packaged website can include the cost of the On-Line Services Module. We can also add this module to other sites for a fee which will depend on number of modules. On receipt of your order we will invoice you for any initial setup costs, for settlement by cheque. Any additional setup work will be invoiced on completion of the module. Any setup fees need to be paid before the finished site is published. If any of the above services are not taken up at the outset but required at a later date then the full setup cost will be applied for each one – see our website or Website Addons page for details.

Contract period
There is no minimum contract period for the use of the basic module. If you wish to cease the use of this service we will require sufficient notice in writing, and will remove and disable the links on the appropriate date.

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